Kristi Gorinas, Author at Healthy Coverage for Life

Kristi Gorinas In Annuities, Retirement Planning

Annuity Sales Are Surging. Do You Know What They Are?

We’re here to help clear up some of the confusion about annuities during Annuity Awareness Month, which happens each June! In the first quarter of 2024, U.S. annuity sales were $106.7 billion, the highest first quarter total since the 1980s,…

Kristi Gorinas In Investments, Retirement Planning

What is Sequence of Returns Risk?

Sequence of returns risk can put your retirement portfolio in jeopardy, but what is it, and how do you fight it? We get it. Retirement can be scary. We know this because it’s our job to help our clients plan…

Kristi Gorinas In Retirement Planning

5 Things You Need to Know About Retirement

Saving for retirement is important, but it’s also crucial to stay informed! Now that it’s Financial Literacy Month, we thought it would be the perfect time to discuss some things you need to know. There’s an old saying that goes…

Kristi Gorinas In Financial Planning

5 Reasons Financial Planning is Important for Women

It’s Women’s History Month! Let’s go over why financial planning is important for women. While there’s little doubt women have taken major strides professionally and socially over even the past few years, it’s still all too common for them to…

Kristi Gorinas In Retirement Planning

5 Things You Should Know if You’re Retiring in 2024

Heads up! If you plan to retire this year, you should know these five things. Are you planning to enter the most exciting phase of your life in 2024? A phase where you get to do what you want to…

Kristi Gorinas In Financial Planning

Your 2023 Year-End Financial To-Do List

The end of the year is upon us. Here are some tasks to check off before 2024 arrives! It’s that special time of the year when the holiday spirit is in the air, good friends are always near, and family…

Kristi Gorinas In Financial Planning, Long Term Care

Why Long-Term Care is an Important Part of a Financial Plan

It’s National Long-term Care Awareness Month, so it’s the perfect time to discuss the importance of preparing for the potential need for care. Financial planning can be a complex process, especially for those looking for a comprehensive plan that accounts…

Kristi Gorinas In Estate Planning

Why Estate Planning is About More Than Money

October is National Estate Planning Awareness Month! Here’s how the right plan can help you protect your family. Estate planning is only for the extremely wealthy. I don’t have enough assets to need a will. My family will figure it…

Kristi Gorinas In Life Insurance

6 Key Features of Indexed Universal Life Insurance

Indexed universal life insurance is a type of permanent life insurance that offers different benefits to policyholders. Here is what you need to know! Traditionally, life insurance has been one of those assets someone might hold but hope they never…

Kristi Gorinas

Annuity Sales Are Surging. Do You Know What They Are?

What is Sequence of Returns Risk?

5 Things You Need to Know About Retirement

5 Reasons Financial Planning is Important for Women

5 Things You Should Know if You’re Retiring in 2024

Your 2023 Year-End Financial To-Do List

Why Long-Term Care is an Important Part of a Financial Plan

Why Estate Planning is About More Than Money

6 Key Features of Indexed Universal Life Insurance

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