Resources for a Healthy Life

Life Insurance

6 Key Features of Indexed Universal Life Insurance

Indexed universal life insurance is a type of permanent life insurance that offers different benefits to policyholders. Here is what you need to know! Traditionally, life insurance has been one of those assets someone might hold but hope they never…

Kristi Gorinas2023-09-25

Financial Planning

Financial Freedom at Each Stage of Life

What does financial freedom mean to you? It could give you the opportunity to pursue personal goals and milestones while shouldering less of a financial burden. It’s true. Money can’t buy happiness. You can’t simply walk into a store and…

Kristi Gorinas2023-08-30

Retirement Planning

7 Signs You May be Ready for Retirement

It can be difficult to know when you’re ready to retire, but checking these seven boxes may be a sign that the time is coming. Preparing yourself for retirement can be scary, as so many variables and questions leave timing…

Kristi Gorinas2023-07-27

Investments

Investing Alternatives During Periods of Market Volatility

During periods of market volatility, investors may look to alternative vehicles. Here are some options to consider. 2022 was a difficult year for investors, with all three major market indexes dipping simultaneously and taking their biggest hit since the housing…

Kristi Gorinas2023-06-27

Financial Planning

Are Weddings Worth the Money?

While so many people dream of their special day, it’s worth asking the question: Is it worth the price? Love conquers all, right? It’s a nice thought, but as the price of having a fantasy wedding continues to soar, so…

Kristi Gorinas2023-05-31

Life Insurance

5 Reasons to Consider Life Insurance

Is your family using life insurance in the right ways as part of your comprehensive financial plan? Here are five reasons you should consider life insurance. You Have a Young Family1, 6 Even though the pandemic has shown us all…

Kristi Gorinas2023-02-10

Life Insurance

4 Recent Innovations in Life Insurance Policies

Life insurance is no longer constrained to the inflexible policies our parents held. Here are some of the latest additions and innovations to give you more options than ever. Today’s life insurance policies are not the policies our parents and…

Kristi Gorinas2022-11-12

Retirement Planning

5 Common Mistakes to Avoid with Medicare

Medicare can be tricky. Here are some common mistakes to avoid! The Medicare open enrollment period has begun, so we thought it would be a great time to discuss some of the most common mistakes retirees make when it comes…

Kristi Gorinas2022-11-10

Optimum Health Saver

Onboarding – PAL HSP GOLD

PAL HSP GOLD Policy Summary

Intro to Health Coverage for Life

Lower Your Insurance Costs

We Compare Your Current Plan to Ours

Never Pay Book Intro

Self Pay

Annual Physical

Labs & Imaging

Chiropractor

Emergency Room

Mammograms

Courtesy Services

Good Rx App

PH Portal Registration

PH Portal Login

Prescription Claim process

Services at Healthy Coverage for Life

Health

Life

Group

Annuities

Long-Term Care Insurance

Dental & Vision

As Seen On TV

Kristi Gorinas Talks Trouble and Frustrations with Insurance on 11Alive 6m28s

Kristi Gorinas of Healthy Coverage for Life Discusses Investor Confidence 3m17s

Kristi Gorinas of Healthy Coverage for Life on Retirement Income Planning 3m18s

Benefits of Fixed Index Annuities – Whitepapers

We can help you find the protection you need

Healthy Solutions for You

Contact Us